- Stop loss interface between TPA and carrier to ensure timely funding of large loss and aggregate claims

- Interface with a portfolio of “A” rated carriers, providing stability and financial strength

- Access to International partners to manage claim cost and alternatives

- Preferred Partnership with select group of “A” rated carriers

- Preferred Partnership with select group of premiere TPA’s

- Preferred Partnership with select group of premiere Pharmacy Benefit Managers

- Preferred Partnership with select group of medical management and claims cost containment firms

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- Stop Loss Products

- Traditional stop-loss including ISL and ASL coverages

- Aggregating specific deductibles

- Contract basis terms: 15/12, 18/12, 24/12, 12/12,12/15, 12/18, 12/24 

- Terminal Liability Coverage on ISL and ASL  products

- Monthly Aggregate Accommodation

- Level-funded product

- Minimum number of lives required: 15 Lives

- ISL levels offered: ISL levels starting at $15k and above

- Fully Insured Transition Product to Self Funded

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- Data items needed to provide stop loss quote:

- Census, including employee date of birth, sex, coverage type and zip code

- Desired coverages: ISL level, contract type

- Current premium rates and attachment factors 

- SPD (Summary Plan Document)

- Intended PPO network or indication of Reference Based Pricing

- Historical claims experience and large loss data

- Large loss detail, including diagnosis 

- Indication of industry type, e.g. manufacturing, retail, restaurant, etc..